You may know Anthony Anderson from his hit TV show black-ish and as host of Eating America, however this actor and comedian is front and center this month promoting the power of life insurance as Life Happens' spokesperson for Life Insurance Awareness Month. Here he opens up to us about life and life insurance.
Life insurance is normally seen as a pretty serious company. Why is someone well-known for their funny bone the representative for Life Insurance Awareness Month?
Anthony Anderson: For the totally free insurance! Just kidding! All joking aside. I've seen exactly what happens to households that don't have life insurance. I just buried a youth pal who had no life insurance, so we all had to come together and assist bury him and take care of his household. And his story is not unlike many stories throughout this nation about individuals who do not have life insurance.
Over 100 million Americans do not have life insurance. That's why I'm a part of this-- to spread the word and to bring awareness to these individuals and these neighborhoods to let them understand it's about being prepared and caring for your household.
Exactly what was your first experience with life insurance?
Anthony: That would be Mary. We simply called her The Insurance Lady. She was a component at our home maturing. She made certain my moms and dads had life insurance and would stop by a few times a year to look into us. She also offered me my first policy when I was 18. So, my experience with life insurance growing up was generally something that prepared us in the event that among our parents passed away to make sure our future was safe.
Your parents set a fantastic example. Is that something you've carried on with your kids?
Anthony: I've definitely shared the life lesson that you've got to prepare for the future. I'm leading by example, too. I've increased my life insurance protection as my monetary scenarios have actually changed. What runs through my head is this: How much life insurance do I need so my household wouldn't have to struggle if something happened to me. I believe that applies to anybody, no matter what their income or background.
What do the majority of Americans unknown about life insurance?
Anthony: That it's a financial investment in the future of their family. If something occurs to the head of the household, that household falls apart. However if they have life insurance, that household can stay together and continue with their lifestyle. I believe that's a misunderstanding we need to improve for people who actually have no idea.
Many people state that they just cannot pay for life insurance. Exactly what would you state to them?
Anthony: Listen, I grew up in Compton. We didn't have a great deal of money, but my parents made life insurance a concern. They paid that bill to make sure their family was protected. I simply do not comprehend individuals who will get a latte and whip out their mobile phone, and then say they cannot swing $15 or $30, or whatever some fundamental life insurance might cost them monthly.
People likewise believe that a disease like diabetes would make them ineligible to get life insurance protection, however that's not always true, is it?
Anthony: I have Type 2 Diabetes and have gotten life insurance. It's all about managing your illness. I work out and eat right-- well the majority of the time at least! So with the work I put in and with my physician's assistance it's under control. I motivate everyone to get healthy-- for their sake and their family's sake. In a lot of cases, you can still get life insurance if you're staying as healthy as possible and managing your illness.
Regrettably, your father died of complications from diabetes, and your more youthful bro was tragically eliminated in an accident when he remained in his 20s. How did life insurance entered play?
Anthony: Losing the people you love is never ever easy-- it's devastating. But why make it so much even worse by throwing financial problems on top of everything? My dad and sibling both had life insurance, which came through for us throughout that actually, truly tough time.
Any parting recommendations?
Anthony: The message I 'd like leave people with is that you've got to plan for the future. You have no concept what tomorrow will bring, however we can deal with it today-- and today we're discussing life insurance. If you get life insurance, then the future of your family is looked after.
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